What We Offer
That’s why we make income planning our top priority at our firm. We help our clients establish a solid income plan guaranteed to last as long as they do. In other words, the income plans we prepare for our clients are guaranteed to “go the distance.” Even if that means they live to be 120 or older! They are guaranteed to always receive that monthly check.
If an income plan is the most important thing in retirement, peace of mind might be the second. Let us help you create and income strategy you can’t outlive so that you can enjoy retirement with confidence and certainty.
Did you know that Warren Buffett’s number one rule to investing is to never lose money? He also has a second rule and that is to never forget rule number one!
We specialize in helping our clients make asset protection and preservation their top priority. Many people underestimate the devastation of losses to their portfolio due to market declines and don’t realize how difficult it can be to rebuild an account.
Did you know that a loss of 25% requires a positive return of almost 34% just to get back to even? A 50% loss of your retirement account means you have to double your money (receive a 100% return) just to be whole again. Think about it. If you have $100,000 and lose 50%, you’re left with $50,000. Now you’re left with the insurmountable task of going from $50,000 back to your original deposit of $100,000; a return of 100%. How long do you think that will take? Two years? Five years? Ten years or more? What if you experience additional losses in the process of trying to get back to even? What if you’re drawing income from this account? What kind of impact will that have?
We believe that the best way to make a dollar is to keep it. Retirement is a critical time and most retirees simply don’t have the time to recoup losses in their portfolios. Let us show you how we help our clients achieve a reasonable rate of return, in many cases averaging 4 to 6%, and without ever subjecting their retirement accounts to loss – guaranteed!
Because of the constantly changing estate tax laws and emerging vehicles to help you protect and transfer your assets effectively, it’s important to work with experienced estate planning professionals who stay current in this filed and advise clients on a day-to-day basis.
Contact our office today to schedule a one-on-one estate planning consultation.
Here are four things you can do with the money in your employer sponsored retirement plan:
- Leave the money where it is
- Take the cash (and pay taxes, plus a 10% tax penalty if you are younger than age 59 ½)
- Transfer the money to another employer-sponsored plan (if the plan allows)
- Roll the money over to a self-directed IRA
Let us help you determine if a rollover is the right move for you!
Reduce Your Financial Risk In Retirement
Getting the most out of life as a senior doesn’t automatically happen. It requires some planning—and that includes financial planning to make sure that the resources required to live an independent life are there when they’re needed. We have financial tools that can help ensure that a senior’s future needs will be met—without the risk and wild fluctuations associated with most investments.
Watch Our Video To Learn More
Stock Market Math
“Key to a Worry-free Retirement”
Rule of 100
“Common Sense Investing”
A Helping Hand for Seniors Who Want to Stay in Their Own Homes
Most seniors prefer staying in the comfortable and familiar surroundings of their own homes. But safety and security can be a concern for some independent seniors. Successful Seniors Respite Home Care can provide private pay, non-medical homecare services that are tailored to the needs of each individual.
We know that individual needs vary greatly. That’s why we offer a wide range of helpful services for a variety of living situations. Here’s just a sampling of the services available to seniors in the Colorado Springs area:
Nutritional assistance, grocery shopping, respite care, conversation and more.
Home Helper Services
Dementia care, medication reminders, Walking, filling prescriptions, pet care, meal preparation.
Personal Care Services
Helping with eating, grooming, incontinence, mobility, dressing, and more.
Good Morning/Good Night Services
Assistance getting out of bed, bathing, dressing and meal preparation (up to 90 minutes)
We know that when it comes to personal home care services, one size doesn’t fit all. We pride ourselves on providing the individualized care you or your loved one need. To ensure that our services meet your needs we always begin with a free care evaluation before coming up with a care plan.
Active seniors want more from life than just the simple Activities of Daily Living. They want to be engaged and stimulated. They want to participate. Of course no two seniors are the same. That’s why we offer a variety of activities and information that allows each senior to select as much or as little involvement as he or she wants.
We can provide assistance and support for just about every non-medical, personal, and social need you or your loved one may have:
•Monitor diet and eating (maintain hydration)
•Stimulate mental awareness (fall prevention)
•Companionship and conversation (including reminiscence)
•Supervise home maintenance
•Prepare grocery lists/clip coupons
•Mail bills and letters
•Plan visits, outings, and short trips
•Assist with entertaining guests
•Answer doorbell and phone
•Perform light housekeeping (Dust, vacuum, sweep)
•Home safety inspection
•Maintain calendar/appointment reminders
•Assist with evenings and tuck-ins
•Check food expiration
•Attend plays, concerts, meetings, sporting events
•Care for houseplants
•Oversee home deliveries
•Assist with clothing selection/dressing
•Entertainment (games, cards, rent/play movies)
•Record and arrange recipes
•Monitor TV use
•Assist with consumer electronics
•Buy magazines, papers, and books